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Posts By: Scot Shumski
Empower Yourself Through Finance

Empower Yourself Through Finance

by | Jan 30, 2021

From a young age I have loved numbers.

I suspect this passion for numbers contributed to my interest in finance. By the time I turned 15 and had my first W-2 job working as a dishwasher, I was ready to start investing in the stock market.

What a different world it was back in 1987. Back then, there was no discount broker, no online, no internet. There were only full service brokers where you had to stop by your broker’s office or phone them and place your order that came with a commission usually in the $30-50 range per trade.

My first investment was made on Oct. 19, 1987, a day in the investment world known as Black Monday, because the Dow Jones Industrial Average would go on to shed 22.6% of its value in one day.

New Year’s Resolutions

New Year’s Resolutions

by | Dec 30, 2020

It’s that time of year where we pause our hectic lives and press the imaginary reset button. Of course, we know those reset buttons by their more familiar name, New Year’s resolutions.

Time to say goodbye to the could-have-beens and the should-have-beens for the current year. Time to look forward to the what-could-bes and what-should-bes. I’m talking about a new year. And in a year in which so much was canceled and delayed due to COVID-19, we are all looking forward to the first day of the new year.

You Can DECIDE To Change Your Life

You Can DECIDE To Change Your Life

by | Dec 1, 2020

Let me begin by recounting an experience that is probably going to leave your head shaking, especially if you are a military family. Military families understand how to move themselves, their family, and all their belongings across the country and across the world. Part of that process is identifying high dollar value items prior to the move so these items can receive special notation on your moving manifest.

This all seems very obvious and simple.

Until it isn’t.

Ghost Stories for Dinner Parties

Ghost Stories for Dinner Parties

by | Oct 30, 2020

In 2024, Vermont will recognize the 300th anniversary of the first continuous European settlement that was built in what would eventually become Vermont.*

During those 300 intervening years, many houses have been built with generations living and dying— sometimes dying within those actual houses. It is quite uncommon in Vermont for your home to only have two digits in its age. Saying your home is 100 years old makes your home the youngster on the block. When my wife and I bought our first home, long before deciding on a military life, we chose a two-story 125-year-old duplex. It was located in a small village, and many years previously had been a restaurant as well as an apothecary, among other things.

Oh, the history this home could tell if it could talk.

Finding the American Pioneering Spirit

Finding the American Pioneering Spirit

by | Sep 30, 2020

If you are looking for the American pioneering spirit, you can find it all around you as a military spouse.

During a recent luncheon with my community and spouses’ club, I had the pleasure of meeting two new Army spouses. These two ladies were a perfect blend of similar and differing Army experiences. Martha was at her second duty station, like myself, and Amanda had moved many times.

All three of us have children, and the discussion turned to the unique experiences our children have while one or both of their parents serve in the Armed Forces.

But Do They Appreciate All They Have?

But Do They Appreciate All They Have?

by | Aug 30, 2020

If the title of this piece caught your eye, a number of things could have crossed your mind. Because you are most likely part of the military family, you may have thought it referred to civilians whose spouses are not at risk of dismemberment and death on their “work trips.” Or perhaps you thought it referred to other military spouses whose active duty member hasn’t deployed seven times in the last ten years.

No, I’m referring to the children many of us are raising today.

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