It seems difficult to get people to agree on anything, but with some degree of certainty, no one would disagree that 2020 has been a difficult year. And difficult is probably an understatement.
We’re in the middle of a crippling pandemic, which has resulted in job losses, plummeting incomes, and overwhelming stress and anxiety. Post-9/11 veterans and military families have been hit especially hard by the hardships and stresses of the year.





